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  • Writer's pictureAriadna Cardona

The Hidden Costs of Funerals You Didn’t Know About. Learn How Funeral Insurance Helps

Updated: Oct 23, 2023

Losing a loved one is, without a doubt, one of the most emotionally draining experiences one can undergo. Amidst this whirlwind of emotions, the practicalities of arranging a funeral often come as a shock, more so due to the unexpected costs that pop up.

While most are aware of the primary funeral expenses, such as the casket or cremation, there are numerous hidden costs that can take families by surprise. In this article, we'll highlight these often-overlooked expenses, emphasizing the importance of being financially prepared.

1. Transportation and Service Vehicle Fees

While we often factor in the cost of a hearse, other transport-related expenses slip under the radar. These can include:

  • Transfer of the deceased: This fee covers the transportation of the body from the place of death to the funeral home.

  • Service vehicles: Apart from hearses, there might be charges for flower cars or family limousines.

2. Embalming and Preparation

The preparation of the body can entail several hidden costs:

  • Embalming: Preserving the body for public viewings or visitations.

  • Hair and makeup: Professional services to prepare the deceased for viewings.

  • Dressing and casketing: Cost of dressing the deceased and placing them in the casket.

3. Miscellaneous Administrative Charges

Death involves paperwork, some of which come at a cost:

  • Death certificates: Obtaining official death certificates, often required for legal processes.

  • Permits: Depending on local laws, there might be fees for permits, especially if transporting the body across state lines.

4. Memorial Items

Several small items, when combined, can add up:

  • Funeral programs or memorial folders: Printed schedules or keepsakes for attendees.

  • Guest register books: For attendees to sign as a remembrance for the family.

  • Memorial cards or bookmarks: Personalized keepsakes often distributed at funerals.

5. Additional Services and Rentals

If you're hosting a visitation or viewing, be prepared for:

  • Equipment and staff: Costs for setting up the venue, audio-visual equipment, or additional staff.

  • Facility rental: If you’re not using a funeral home's chapel, renting a space can be an added expense.

6. Grave Markers and Headstones

While some might anticipate this cost, the range of prices based on customization can be surprising:

  • Basic markers: Simple gravestones with minimal details.

  • Elaborate headstones: Custom-designed stones with intricate carvings, larger sizes, or premium materials.


When grappling with loss, the last thing one wants is the stress of unforeseen expenses. By understanding the potential hidden costs of a funeral, families can better plan and allocate resources, either through savings or final expense insurance. Preparing in advance eases not just the financial strain but also allows families the space to grieve and commemorate without added worries.

If you or a loved one is considering planning ahead for the inevitable, it’s worth being informed about all potential costs. For more insights and guidance, visit or call 1-855-604-1519. We’re here to support you every step of the way.

Hidden Cost of Funerals & Burial

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